Senior Baby Boomers

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In 2011, 2.5 million baby boomers – those born between 1946 and 1964 – became “senior citizens.” For many, Social Security, Medicare and veteran benefits provide special tools and options: Social Security Retirement The Social Security retirement benefits workers may receive when reaching the age of full retirement are referred to as their primary insurance […]

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Medi-Cal: A No-Interest Loan for Nursing Home Care

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Because current costs for nursing-home care are incredibly high, more and more Californians are seeking financial support through Medi-Cal. Those who are eligible can receive the equivalent of a no-interest loan.  With it, Medi-Cal pays a portion of the patient’s monthly nursing home fees, while the patient’s continued income defines his or her monthly deductible […]

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Short-Term Medicare Coverage for Long-Term Care Needs

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Many older adults think of Medicare as the insurance that will cover most of their future care needs. They are often surprised to learn that Medicare’s coverage for skilled nursing home care is quite limited. Specific rules determine if and when such coverage will start, continue and definitely end. Medicare’s coverage for nursing home care […]

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Sorting Things Out as a Surviving Spouse

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Here’s a fairly common picture: During 50+ years of marriage, a husband (we’ll call him George) handles all the banking and investments. George dies. Barbara, his surviving spouse, must now handle unfamiliar financial matters. This is especially difficult in the midst of the grief and other impacts of losing her spouse. Barbara needs to know […]

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Government Benefits for Seniors: Navigate the Maze!

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There’s a confusing maze of government income, health and care programs for seniors out there. Here’s a quick guide to eight of them: Monthly Income Programs Social Security Retirement (SSR): SSR is a program for seniors funded by the federal government. Eligibility to receive SSR is based on one’s work history, while the amount of […]

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Care for Veterans

Published by . Filed under Government Benefits, Legal. Total of no comments in the discussion.

Care Settings Yes, the VA (the formal name is the U.S. Department of Veterans Affairs) has programs to assist veterans with nursing home care. There are three distinct care settings where the VA provides help. Nursing Home Care Units (NHCUs). NHCUs are nursing facilities located within a VA Medical Center or on the grounds of […]

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